FinanceBooks: Loan management for private lenders
Track borrowers and loans, automate simple, compound and EMI interest, and get due-date reminders. Free for up to 10 active loans.
- Live
- Web
- Interest methods
- 6
- Languages
- 2
- Payment methods recorded
- 4
- Up to 10 loans
- Free
Overview
What is FinanceBooks?
FinanceBooks is a web-based loan management app made by Playxoft for private lenders, moneylenders and small microfinance businesses. It tracks borrowers, loans and payments, and calculates simple, compound, EMI, pre-interest, post-interest and flat-rate loans automatically. It runs in the browser in English and Hindi, with a free plan for up to 10 active loans.
- Six interest methods, from simple and compound to EMI and flat rate
- Borrower profiles that hold Aadhaar, PAN and loan agreement files
- Free plan for up to 10 active loans, no card needed
The problem it solves
Many private lenders still run their loan book in a spreadsheet, where one bad formula can misstate interest for months. FinanceBooks replaces it with automatic interest, payment tracking and reminders.
Why FinanceBooks
What makes FinanceBooks different?
One dashboard for the whole book
See active loans, collections and outstanding balances at a glance. Status updates as you record payments.
Every common interest method
Use simple, compound, EMI, pre-interest, post-interest or flat-rate interest. EMI loans get an automatic amortization schedule.
Borrowers, documents and payments together
Each borrower profile holds contact details, documents and loan history. Record payments by cash, UPI, bank transfer or cheque, with principal and interest tracked for you.
Reminders before money is late
Automated reminders flag upcoming due dates and overdue payments. Reports show collections, interest earned and outstanding balances.
Workspaces, roles and a borrower view
Keep each lending business in its own workspace, with owner, editor and viewer roles. Borrowers can sign in with a one-time code to see their own loans.
Features
What can FinanceBooks do?
Smart Loan Tracking
All active loans in a centralized dashboard with real-time status updates.
Automated Interest
Simple, compound, EMI, pre-interest, post-interest and flat-rate interest, with automatic EMI amortization schedules.
Portfolio Analytics
Charts and financial reports that make ROI and portfolio health obvious at a glance.
Client Management
Borrower profiles with contact info, documents (Aadhaar, PAN, agreements) and loan history.
Instant Notifications
Automated alerts for upcoming due dates and overdue payments.
Encrypted & Backed Up
AES-256 encryption at rest, TLS 1.3 in transit and regular backups.
Screens
FinanceBooks in action
Real screens from financebook.playxoft.com. Pick a screen, or select it to see it full size.
01 / 05: Core lending features
How it works
How does FinanceBooks work?
- 1
Create a free account
Sign up with email or Google, then create a workspace for your lending business.
- 2
Add a borrower
Go to Customers and add the borrower with contact details and documents.
- 3
Create the loan
Open the borrower and select Create New Loan. Enter the amount, rate, term and interest type, and FinanceBooks does the math.
- 4
Record payments and follow up
Log each payment as it comes in. Reminders and overdue alerts show which loans need attention.
Who it's for
Who is FinanceBooks for?
Built for
Private lenders
Track every loan, payment and borrower without keeping a spreadsheet in sync.
Individual moneylenders
Start on the free plan with a small book of up to 10 active loans.
Microfinance and credit businesses
Run portfolios in separate workspaces, with owner, editor and viewer roles.
Lenders in India
Store Aadhaar and PAN files, record UPI and cheque payments, and work in Hindi.
- 01
Personal loan books
Replace a notebook or spreadsheet with automatic interest and a full payment history for every borrower.
- 02
Microfinance collections
Track many small EMI loans with due-date alerts. Business plans add team collaboration for editors and collectors.
- 03
Funds for several clients
Keep each client or business in its own workspace, with separate customers, loans and reports.
Pricing
How much does FinanceBooks cost?
Prices as published on financebook.playxoft.com, checked November 3, 2026.
Free
$0forever
For getting started. No credit card required.
- Up to 10 active loans
- Basic interest calculations
- 1 workspace
- Email support and basic reports
Pro
$12per month
For growing lenders.
- Up to 100 active loans
- All interest types (Simple, Compound, EMI)
- 3 workspaces
- Payment reminders and advanced analytics
- 1 GB document storage
Business
$25per month
For serious businesses.
- Unlimited loans and 10 workspaces
- Team collaboration (editors and collectors)
- API access and webhook integrations
- Custom reports and phone support
- 10 GB document storage
Elite
$60per month
For enterprises. Contact sales to start.
- Everything in Business
- Unlimited workspaces and storage
- Dedicated account manager
- White-label options
- SLA guarantee and on-call support
Good to know
What to decide before you start
Reconcile before you migrate
Spreadsheets collect hand-adjusted balances. Check each loan before import so the new figures match what borrowers expect to owe.
Agree on an overdue policy
Decide the grace period and who follows up on late payments. Alerts help only when someone acts on them.
No native mobile apps yet
FinanceBooks runs in the mobile browser. Native apps are listed as coming soon.
Under the hood
Designed, built and run by Playxoft
The same team builds web apps for clients. Need something like FinanceBooks? We can scope it with you.
- Category
- FinTech / Lending
- Frontend
- Next.js / TypeScript
- Backend
- Golang
- Database
- Postgres
- Languages
- English, Hindi
- Status
- Live
FinanceBooks FAQ
Straight answers, checked against the live product on November 3, 2026.
Still have questions? Talk to our team
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